I was born and raised in North Carolina. A year after graduating high school I moved to Georgia for a job with a major chewing gum company. In Georgia I met my wife, we have been married for twenty five years, and we have two sons. Realizing that I must live on a budget so my wife could stay at home with our sons, I quickly learned all that I could about budgets and handling my income. Through the twenty four years that I was employed at the chewing gum company I was promoted many times going from housekeeping and ending my career with them working as a manager under the factory manager. After leaving the gum company I had been to school for accounting and mortgage and finance, so I opened my own mortgage company ran it for several years. At this time I am working for a major investment company. For over twenty years while employed, I have helped family members, work associates, friends and church family members by guiding them through my seven step budget and eventually reaching financial freedom. Along with this I have also worked with a large amount of people guiding them in their investments and many have been able to retire early.